Homeowners Insurance- Why?

Homeowners Insurance- Why?

“Home insurance is critical to ensuring that all your hard work, time and investment is secured in the event of some danger or negative event occurring and effecting you. Insurance may not be flashy or seem sexy, but it will give you the comfort to sleep soundly at night and know that you are covered and have a support team behind you to ensure your dream home and investment is safe. Following are some great tips from one of my BNI colleagues. Allison is an amazing Insurance Broker who specializes in hard to place insurance and is an amazing industry sounding board as well as an industry educator. Please do not hesitate to call her for any questions regarding insurance or for a second opinion at 604-345-6346. Thank you, Roland – Right Priced Realty Company Leader”

A few tips on what to look for when buying homeowners insurance along with markets to go to for those hard to insure properties.

Whether you live in Single family Dwelling or Condominium, here are a few basic tips for BC homeowners when buying insurance for your home:

Know your Coverage: You should know which perils are covered under your policy and what the exclusions are. There are two basic types of policies; named perils and all risk. Named perils, as the title indicates, means the only perils covered are those named on the policy. All risk, on the other hand, covers all perils except for those specifically excluded from the policy. All risk, being the broader and more favorable of the two types does cost more, but is worth the additional cost.  I can also provide you with an enhanced comprehensive wording which protects even more things. 

Know your valuation: There are two types of valuations, Replacement Cost and Actual Cash Value. Replacement cost is the cost to replace or repair your home with materials of similar kind and/or quality. Actual Cash Value valuation takes the replacement cost and applies depreciation. Replacement cost valuation is more favorable and the chance of you being out of pocket after a loss is less likely. In some cases, we can even get you a policy which has a cash option settlement enabling you to not have to replace after a loss. 

Difficulty Obtaining Coverage: In some cases it may be difficult to obtain homeowners insurance. If you are having a hard time insuring your property, I have experience in being able to help.

Source: http://www.allisonbergen.ca/news_item.php?id=5&lang=en

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The REALTORS Care(R) Shelter Drive Pledge Week is on now, donate today!

The weather is getting cooler and the snow is staying behind, clearly winter has arrived in Vancouver. Please help support our annual REALTORS Care® Shelter Drive.  Roland 604-970-0393

 

The REALTORS Care® Shelter Drive Pledge Week is on now, donate today!

“With your help, we’re giving men and women a chance to reclaim their lives,” wrote the manager of resource development from one of last year’s Shelter Drive charities, RainCity Housing.

Please help again and click here to donate. This year’s charities:

- Alouette Home Start Society, Maple Ridge

A community based, non-profit organization with a goal to ensure everyone in Maple Ridge has safe, secure and affordable housing; and access to support services appropriate to their needs.

- Lookout Emergency Aid Society, North Vancouver

Provides services to adult men and women who cope with a wide variety of challenges including mental illness, mental handicaps, medical problems, physical disabilities, social dysfunctions, substance abuse or - more frequently - a combination of issues.

- Tri-City Transitions Society (formerly Tri-City Women's Resource Society), Coquitlam

Offers programs and services addressing the needs of women and their families in Coquitlam, Port Coquitlam, Port Moody, Anmore, and Belcarra

Your donations make a difference.

SOURCE: copyright© real estate board of greater Vancouver. all rights reserved.

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7 year ½ Duplex in foreclosure, priced at $624,900

Today is our first open house for this great property, running from 1:00pm to 4:00pm. We have received a lot of activity and phone calls regarding this property. Come by for a look at this great home.

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11 Reasons to List During the Holidays

11 Reasons to List During the Holidays 

1. People who look for a home during the Holidays are more serious buyers! 

2. Serious buyers have fewer houses to choose from during the Holidays and less competition means more money for you! 

3. Since the supply of listings will dramatically increase in January, there will be less demand for your particular home! Less demand means less money for you! 

4. Houses show better when decorated for the Holidays! 

5. Buyers are more emotional during the Holidays, so they are more likely to pay your price! 

6. Buyers have more time to look for a home during the Holidays than they do during a working week! 

7. Some people must buy before the end of the year for tax reasons! 

8. January is traditionally the month for employees to begin new jobs. Since transferees cannot wait until Spring to buy, you must be on the market now to capture that market! 

9. You can still be on the market, but you have the option to restrict showings during the six or seven days during the Holidays!
 
10. You can sell now for more money and we will provide for a delayed closing or extended occupancy until early next year! 

11. By selling now, you may have an opportunity to be a subject-free buyer during the Spring, when many more houses are on the market for less money! This will allow you to sell high and buy low!

Source Mike Ferry

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We Sponsor YWCA’s Presents of Peace Program!

Hello everyone,

“Each year we at Right Priced Realty Company sponsor one family with the YWCA’s Presents of Peace program, where we give a great hamper to a very deserving family. These families are on the cusp of struggling into poverty. They are the hard working people of our city that have goals and dreams of working their way up through life. These hard working families contribute each and every day to our city, province and country. We at Right Priced Realty Company are proud of their drive, goals and ambition. We are proud to be able to sponsor a family each year; we have a goal of sponsoring two families this year with your help! Please take a look at the following items that are needed in these hampers. If you have anything available to donate to us for this great cause, call me and I will come by to pick it up from you...... THANK YOU AND MERRY CHRISTMAS!”

Roland Kym 604-970-0393

THE GIFT HAMPER SHOULD INCLUDE:     

1)      Grocery gift card/food vouchers: Available at major supermarkets such as Safeway, IGA and Superstore among others.  We ask that you provide a minimum $100 grocery gift card for a family of two with an additional $25 for each child in the family. 

 2)     Gifts: We suggest $75 per person.  Gifts could include: new toys; games; gift certificates; movies passes; art supplies; clothing; towels; sheets and linens; small household items such as kettles, toasters, coffee makers; personal items such as nice body creams, lotions, toiletries, etc.  Please refer to your family’s wish list.

Important Notes:

a)     Gifts should always be new.

b)     When shopping for your family, you may wish to ask stores for gift receipts so families can exchange items such as clothing and shoes if they are not the right size.

 c)      Please make sure that food vouchers and gift certificates are properly activated

 d)     Gifts should be wrapped whenever possible.

See and download the full gallery on posterous

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We Sponsor YWCA’s Presents of Peace Program!

Hello everyone,

“Each year we at Right Priced Realty Company sponsor one family with the YWCA’s Presents of Peace program, where we give a great hamper to a very deserving family. These families are on the cusp of struggling into poverty. They are the hard working people of our city that have goals and dreams of working their way up through life. These hard working families contribute each and every day to our city, province and country. We at Right Priced Realty Company are proud of their drive, goals and ambition. We are proud to be able to sponsor a family each year; we have a goal of sponsoring two families this year with your help! Please take a look at the following items that are needed in these hampers. If you have anything available to donate to us for this great cause, call me and I will come by to pick it up from you...... THANK YOU AND MERRY CHRISTMAS!”

Roland Kym 604-970-0393

THE GIFT HAMPER SHOULD INCLUDE:     

1)      Grocery gift card/food vouchers: Available at major supermarkets such as Safeway, IGA and Superstore among others.  We ask that you provide a minimum $100 grocery gift card for a family of two with an additional $25 for each child in the family. 

 2)     Gifts: We suggest $75 per person.  Gifts could include: new toys; games; gift certificates; movies passes; art supplies; clothing; towels; sheets and linens; small household items such as kettles, toasters, coffee makers; personal items such as nice body creams, lotions, toiletries, etc.  Please refer to your family’s wish list.

Important Notes:

a)     Gifts should always be new.

b)     When shopping for your family, you may wish to ask stores for gift receipts so families can exchange items such as clothing and shoes if they are not the right size.

 c)      Please make sure that food vouchers and gift certificates are properly activated

 d)     Gifts should be wrapped whenever possible.

See and download the full gallery on posterous

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Nov 20th, 2:00 PM to 5:00 PM we will be hosting an Open House at 1594 ISLAND PARK Walk

We are proud to announce that this Nov 20th, 2:00 PM to 5:00 PM we will be hosting an Open House at 1594 ISLAND PARK Walk in the False Creek neighborhood, Vancouver West. This is an opportunity to visit this excellent Townhouse for sale in beautiful False Creek.

Please come with any questions you may have. In the meantime you can take a virtual tour of this False Creek Townhouse for sale.

As always please do not hesitate to give me a call at 604-970-0393 if I can answer any questions before the open house, or if you would like to book a private showing.

Roland Kym
Remax Select Properties

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Nov 20th, 2:00 PM to 5:00 PM we will be hosting an Open House at 1594 ISLAND PARK Walk

We are proud to announce that this Nov 20th, 2:00 PM to 5:00 PM we will be hosting an Open House at 1594 ISLAND PARK Walk in the False Creek neighborhood, Vancouver West. This is an opportunity to visit this excellent Townhouse for sale in beautiful False Creek.

Please come with any questions you may have. In the meantime you can take a virtual tour of this False Creek Townhouse for sale.

As always please do not hesitate to give me a call at 604-970-0393 if I can answer any questions before the open house, or if you would like to book a private showing.

Roland Kym
Remax Select Properties

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Another Successful Sale by www.RightPricedRealty.com

Sold for $339,000

 

Totally renovated condo. Tremendous value in Lower Lonsdale. This is a terrific updated 1 bedroom unit that you can just move into and enjoy. Gorgeous hardwood floors , crown moldings , new counter tops, new bathroom with rain shower,new casings ,new doors and all new paint. Great value here and just steps to Lonsdale Quay. This was a great first-time-buyer opportunity, for other such opportunity, call us 604-970-0393

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Magnificent False Creek Townhouse for Sale,

I just finished uploading this Townhouse for sale, 1594 ISLAND PARK Walk, Vancouver West, British Columbia

MAGNIFICENT MARINA and LAGOON VIEWS! Island Park Walk just off the seawall in FALSE CREEK. Over 2200 sq.ft of recently renovated 3 storey townhome, boasting mezmerizing views of False Creek Marina, Lagoon & City! Enter into spacious foyer, complete with BRAZILIAN CHERRY HARDWOOD FLOORS, vaulted ceilings and an abundance of natural light. Fabulous spacious patio right on the lagoon, perfect for entertaining & relaxation. Chef's kitchen, with spacious principal rooms, again, more outside space off kitchen, eating area, and L/R. Seldom does a prime property such as this come to the market - private garage and one other parking, with fully rainscreened building. Call me for a private showing at 604-970-0393 or come to my Open house this Saturday from 2:00pm to 5:00pm, Roland

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